Stonewood Financial Blog

An Actuary’s Take:  COVID-19’s Economic Impact

Posted by Martin Ruby on April 2, 2020 at 8:45 AM

It doesn’t take an actuary to know today’s market is in a volatile tumble. The social distancing protocol of the COVID-19 pandemic has sent markets – and the economy – into a tailspin.

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Did the WSJ miss the difference between IUL and UL?

Posted by Martin Ruby on February 6, 2020 at 10:17 AM

Today's IUL is very different - in design and use - from many of the UL products of the past. 

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Topics: Insider

Your Client's Hidden Debt

Posted by Neil Wilding on January 25, 2018 at 10:45 AM

I’m sure you run across clients who are true followers of Dave Ramsey. These clients are committed to getting debt-free in all aspects of their finances.

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How the New Tax Law Can Transform Your Practice

Posted by Martin Ruby on January 24, 2018 at 3:56 PM

In December, Congress passed a bill that could transform your practice in 2018 and beyond.

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Are IUL Illustration Rates Too High?

Posted by Martin Ruby on December 14, 2017 at 3:30 PM

There’s been a lot of chatter lately (particularly from whole life producers) about the effectiveness of AG 49. Most of the talk is centered around the question: Are IUL max illustrated rates still too high?

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The (Suprisingly) Low-Cost IUL Policy

Posted by Becky Swansburg on November 10, 2017 at 12:11 PM

We bet it’s the most common objection you hear: IUL is an expensive way to save.

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The Great American Savings Myth

Posted by Neil Wilding on October 23, 2017 at 1:05 PM

Nearly all Americans believe a myth.

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The Truth About Advisor Compensation

Posted by Neil Wilding on October 23, 2017 at 12:49 PM

We all agree financial professionals should get paid for their work. But our industry is torn over how we get paid.

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